- North East based mortgage and protection broker
- 0191 466 1101
Moving home can be complicated and stressful, and the last thing you want to worry about is whether you will be accepted for a mortgage. At Three Rivers Financial, our team of experienced mortgage advisers will help you through the process of selling and buying your new home. This could involve finding a new mortgage provider or porting your existing mortgage to the new property. Whether you need a first-time buyer mortgage, a home mover mortgage, or advice on mortgage rates, you can be assured you are in capable hands.
When selling your property, it's important to obtain a valuation from a reputable estate agent to determine your properties market value. This will help you calculate the equity you have in your current home and decide on the deposit amount for your new property. Additionally, if you have an existing mortgage, it's crucial to assess the remaining mortgage balance and check for any early repayment charges on your current mortgage deal. For a seamless property sale and purchase, and to ensure you get the best mortgage advice, consider consulting with our experts.
Before you start buying your new home, it's essential to be in a proceedable position. This means having your current property listed and under offer, understanding the costs of moving, and securing a mortgage decision in principle. Obtaining a mortgage decision in principle early in the process ensures you’re pre-approved for your new mortgage, allowing you to sell your property with confidence. With your new home mortgage already arranged, you can proceed smoothly with your property sale and purchase. For expert advice on obtaining a decision in principle and navigating the home buying process, contact us today
When selling and buying a new property its important to consider the fees involved in selling your current home and buying your new home. These could include the following:
